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Musings with Muscat

Musings with Muscat: Are you prepared?

If the unthinkable were to happen to you today, would your family be taken care of, tomorrow?

Musings with Muscat: Bah Humbugs and holiday safety

Who are you during the holidays? Do you get caught up in the joy of them all or are you Scrooge? How do you respond to those who use the holidays as a time of thievery? David has some tips for finding the joy and staying safe.